Long Term Care Insurance
Group long-term care insurance covers the cost for long-term nursing home stays and home health care visits beyond the coverage offered by health care plans and other insurance or government programs. Coverage is available to all benefit-eligible employees and their spouses, parents, parents-in-law, grandparents and grandparents-in-law up to age 80. Deductions may be withheld from employee paychecks only for the employee and the spouse’s coverage. All others will be billed at home. Premiums will remain at the same level regardless of age unless a change is made to the benefits under the plan. Please refer to your employee handbook for additional information.